FEDERAL STATUTES WHICH DO NOT AFFECT TITLE


35.1 Americans with Disabilities Act (“ADA”)


There are no peculiar aspects of the ADA (42 U.S.C. Section 12101 et seq.) which affect title. If a judgment is entered against the owner of a property in an ADA suit, the judgment lien will not be entitled to any unusual priority.

35.2 Bank Bribery Act.


There are no peculiar aspects of the Bank Bribery Act (18 U.S.C. Section 215) which affect title.

35.3 Home Mortgage Disclosure Act (“HMDA”)


There are no peculiar aspects of the HMDA (12 U.S.C. Sections 2801 et seq.) which affect title.

35.4 The Real Estate Settlement Procedures Act (“RESPA”)


The closing attorney should be acquainted with RESPA (12 U.S.C. Sections 2601 et seq.) and Regulation X (12 U.S.C. following Section 2617) in order to comply with the disclosure requirements for closing a transaction subject to RESPA. However, there are no peculiar aspects of RESPA which affect title.